The Home Buying Process

The Home Buying Process


The home buying process in California typically involves the following steps:


  1. Get pre-approved for a mortgage: Work with a lender to determine how much you can afford to borrow for a home.
  2. Look for a home: Find a great buyer’s agent to work with! (hint my contact information is below 😉)
  3. Make an offer: Your offer should include the price you're willing to pay, as well as any contingencies (e.g., the sale is contingent on the home passing inspection).
  4. Negotiate: Once the seller receives your offer, they may accept it, reject it, or counter it. You and the seller will negotiate until you both agree on the terms of the sale.
  5. Perform due diligence: Before you close on the home, you'll want to have it inspected and appraised to ensure that it's in good condition and that the price is fair. Any repairs and credits will be negotiated at this stage.
  6. Provide Funds to Close: Once you've completed due diligence and both parties have agreed on the terms of the sale, you’ll sign loan documents, and the loan will fund.
  7. Recordation: After escrow, the new deed and title are recorded with the county recorder's office.


​​​​​​​Please note that this is a general overview and specific steps and timelines can vary depending on the specific property and situation. It's always a good idea to consult with a real estate agent for guidance on the home buying process.

San Diego Realtor®, John Collins, Collins Coastal with Coldwell Banker Realty, CalRE #01948188

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