Property Detail
Description
***$10,000 PRICE DROP + UP TO $15,000 BUYER INCENTIVES** **MORE HOUSE. LESS PAYMENT.*** Now offered at **$640,000**, this spacious Rancho Belago home delivers more than just a lower price—it offers the opportunity for a significantly lower monthly payment. Situated on a private corner lot with only one direct neighbor, this home features soaring ceilings, abundant natural light, an open-concept layout, a large kitchen with center island, walk-in pantry and butler's pantry, a downstairs bedroom ideal for guests or multigenerational living, multiple flex spaces for a home office, gym or media room, a spacious primary suite with two walk-in closets, a 3-car garage, upstairs laundry, and a backyard ready for BBQs and family gatherings. Conveniently located near parks, shopping, dining, Kaiser Permanente, golf, and commuter routes. Qualified buyers may receive **up to $10,000 in lender assistance**, possible low or zero down payment options, reduced interest rates, potential no mortgage insurance, plus additional seller credits. The existing FHA loan may also be assumable at approximately **3.75%** for qualified buyers—an uncommon opportunity to own more home with potentially lower monthly payments.
Map Location
Listing provided courtesy of JC TRUJILLO of LPT Realty Inc.. Last updated 2026-08-13 08:05:27.000000. Listing information © 2026 CRMLS.
John Collins
DRE# 01948188
888 Prospect St. Suite 140
La Jolla, CA 92037
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858.252.0200
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Address
888 Prospect St. Suite 140 La Jolla CA 92037
Coldwell Banker Realty, CalBRE# 00616212
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